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Banking & FinanceLIC ADO
Life Insurance Corporation of India
- Domain
- Banking & Finance
- Level
- National
- Type
- Govt
- Application closes
- To be announced
Eligibility for your profile
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This is a preliminary profile match. Confirm every rule in the latest official notification before applying.
Exam snapshot
Overview
Conducting body
Life Insurance Corporation of India
What you get
Apprentice Development Officer in LIC
Latest content cycle
2023
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We cannot line LIC ADO up against other exams yet
This does not mean LIC ADO shares nothing with the exams you are preparing for — only that we have not loaded a chapter-by-chapter syllabus we can compare against, so we will not guess. We compare 0 exams whose official syllabus we have traced to the conducting body, and this one is not among them yet.
Plan with confidence
Complete exam guide
Eligibility, pattern, syllabus, dates and official resources in one structured view.
EligibilityPending verification
Age range
Not stated
Reference date
Not stated
Nationality
Only Indian citizens can apply.
Exam patternPending verification
Qualification pathway
Clear each applicable stage in order
Final selection or admission still depends on the published cutoff or merit list and any applicable counselling, document, medical, preference and vacancy rules.
Selection sequence
- 1
Phase-I: Preliminary Examination (Others / Open Market Category only)
RequiredPreliminary Exam Date: 2023-03-12
- 2
Phase-II: Main Examination — Others (Open Market) Category
RequiredMain Exam Date: 2023-04-23
- 3
Main Examination — LIC Agents Category (single-phase)
RequiredMain Exam Date: 2023-04-23
- 4
Main Examination — LIC Employee Category (single-phase)
RequiredMain Exam Date: 2023-04-23
- 5
Interview
Required - 6
Pre-recruitment medical examination
Required
Paper and stage details
What each stage contains
Phase-I: Preliminary Examination (Others / Open Market Category only)
Online objective test, sections separately timedQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
2026 section structure
| Question type | Per subject | Full marks | Negative marks | Partial marks |
|---|---|---|---|---|
| Reasoning Ability | + | None | No | |
| Numerical Ability | + | None | No | |
| English Language | + | None | No |
Phase-II: Main Examination — Others (Open Market) Category
Online objective test, composite durationQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
2026 section structure
| Question type | Per subject | Full marks | Negative marks | Partial marks |
|---|---|---|---|---|
| Reasoning Ability & Numerical Ability | + | None | No | |
| General Knowledge, Current Affairs and English Language with special emphasis on Grammar and vocabulary | + | None | No | |
| Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector | + | None | No |
Main Examination — LIC Agents Category (single-phase)
Online objective test, composite durationQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
2026 section structure
| Question type | Per subject | Full marks | Negative marks | Partial marks |
|---|---|---|---|---|
| Reasoning Ability & Numerical Ability | + | None | No | |
| General Knowledge, Current Affairs and English Language with special emphasis on Grammar and vocabulary | + | None | No | |
| Elements of Insurance and Marketing of Insurance | + | None | No |
Main Examination — LIC Employee Category (single-phase)
Online objective test, composite durationQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
2026 section structure
| Question type | Per subject | Full marks | Negative marks | Partial marks |
|---|---|---|---|---|
| Reasoning Ability & Numerical Ability | + | None | No | |
| General Knowledge, Current Affairs and English Language with special emphasis on Grammar and vocabulary | + | None | No | |
| Practice and Principle of Insurance, Marketing | + | None | No |
Interview
In personQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
Pre-recruitment medical examination
MedicalQuestions
Not stated
Maximum marks
Not stated
Duration
Not stated
SyllabusPending verification
Showing all 0 topics, across all 6 subjects and 0 chapters.
Reasoning Ability
Topics pending official syllabus normalization.
Numerical Ability
Topics pending official syllabus normalization.
English Language
Topics pending official syllabus normalization.
Reasoning Ability & Numerical Ability
Topics pending official syllabus normalization.
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary
Topics pending official syllabus normalization.
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector
Topics pending official syllabus normalization.
Important datesPending verification
2023 cycle
Latest confirmed cycle has concluded
Main Exam Date: 2023-04-23
Next examination date has not yet been published in StudyBddy's verified official record. The date above is historical—not an upcoming deadline.
LIC reserves the right to modify the schedule of events in case of any exigencies, and did so in this cycle. Always cross-check the exam date against the latest LIC notice.
Full published timeline6 completed · 0 awaiting dates⌄
Main Exam Date
Completed2023-04-23
Main Exam Date As Notified
Completed2023-04-08
Preliminary Exam Date
Completed2023-03-12
Application Window End
Completed2023-02-10
Notification Date
Completed2023-01-21
Application Window Start
Completed2023-01-21
Job profile & salaryPending verification
| Post | Employment Type | Work | Posting Scope | Apprenticeship | Stipend INRPer Month Approx |
|---|---|---|---|---|---|
| Apprentice Development Officer | Apprenticeship leading, on successful completion and if found suitable, to appointment as a Probationary Development Officer | Primarily a marketing job involving considerable mobility by way of tours covering the entire allotted area · Locating and sponsoring suitable persons to be appointed as Life Insurance Agents · Training those agents properly · Procuring insurance business for LIC through the unit of agents · Giving prompt after-sales service to policyholders | Recruitment is for both Urban and Rural areas and selected candidates must work in those areas. Some selected candidates may be posted in the jurisdiction of nearby Divisional Offices within the Zone. | Theoretical and field sales training for a period decided by LIC; the apprenticeship period commences from the date the training commences. | 51500 |
CutoffsNot loaded
Previous-year papersPending verification
Books & study sourcesNot loaded
Official & trusted free resourcesPending verification
| Name | Purpose | Url |
|---|---|---|
| LIC Careers | Where any fresh ADO employment notice appears | Open ↗ |
| LIC Careers (guest path) | Same listing, the path printed inside the employment notice | Open ↗ |
| ADO 2022-23 recruitment page | All eight zonal employment notices in English and Hindi, information handouts, exam-centre annexure, certificate proformas, and zone/category-wise preliminary and main results | Open ↗ |
| North Zonal Office employment notice (English) | The governing document for this record — vacancies, eligibility, blueprint, fee, bond | Open ↗ |
| Notice changing the main examination date | Official confirmation that the main exam moved from 8 April 2023 to 23 April 2023 | Open ↗ |
How to applyPending verification
- 1Apply online only through the link on LIC's careers page — no other means or mode of application is accepted.
- 2Open the employment notice of the Zonal Office covering the Division you want, and apply to only one Division.
- 3Choose your candidate category — LIC Agents, LIC Employee or Others (Open Market) — and confirm you meet that category's age, qualification and experience rules as on the notice's reckoning date. You may apply under more than one category if eligible for each.
- 4Register through 'Click here for New Registration', note the provisional registration number and password, and use 'Save and Next' to complete the form in stages.
- 5Pay online: ₹100 inclusive of GST for SC/ST candidates, ₹750 inclusive of GST for all others, plus transaction charges. Fees are non-refundable. Keep the e-receipt — a missing e-receipt means the payment failed.
- 6Keep a valid personal email ID and mobile number active until the process ends; LIC sends call-letter intimations to the registered email.
- 7SC/ST/OBC candidates wanting pre-exam training must opt for it while registering and then contact the Senior Divisional Manager of the Division applied to within one week of the last date of application.
- 8Carry no mobile phone, calculator, smart watch, headphones or other electronic device into the examination or interview premises.
FAQsPending verification
Is LIC ADO recruited through another examination?
No. LIC conducts it directly. The employment notice is issued by LIC's own Zonal Offices, applications go through LIC's careers page, the pay scale is LIC's Development Officer scale, and the date-change notice is signed by all eight LIC Zonal Managers. LIC uses an IBPS-hosted portal for the online application and score display, but IBPS is not the recruiting authority.
Do all candidates sit two exams?
No. Only Others (Open Market) candidates sit the Preliminary examination followed by the Main examination. LIC Agents Category and LIC Employee Category candidates sit a single-phase Main examination only.
Is there negative marking?
No. The notice states there is no negative marking for wrong answers, but advises candidates not to answer through random guessing.
What was the age limit?
For the 2022-23 cycle, at least 21 and not more than 30 years of age as on 1 January 2023 — born between 2 January 1993 and 1 January 2002 inclusive. Upper limits rise to 33 for OBC non-creamy-layer and 35 for SC/ST, and considerably higher for serving LIC employees and LIC agents; the full table is in the eligibility section.
How many marks does the interview carry?
A maximum of 40 marks. Shortlisting for the interview uses Main examination marks only, and the final merit list uses Main examination marks plus interview marks.
Is there a service bond?
Yes. Before joining, the candidate must undertake to serve LIC for at least four years including the apprenticeship period, and submit a ₹3,00,000 indemnity bond executed by an unrelated surety. Liquidated damages of ₹3,00,000 apply on default.
Does clearing the ADO exam make me a Development Officer?
Not automatically. The notice states expressly that appointment as an Apprentice Development Officer does not by itself confer any right to be appointed as a Probationary Development Officer; that depends on completing the apprenticeship and being found suitable, followed by a one-year probation extendable to two years.
Is an ADO recruitment open right now?
No. As of 3 August 2026 the LIC careers page lists only the AAO (Generalists/Specialists/Assistant Engineers) 2025 recruitment and a contract Chief Financial Officer engagement.
Final eligibility and dates are always subject to the latest official notification. Content marked “Pending verification” is not presented as verified advice.