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Banking & FinanceSBI PO
State Bank of India
- Domain
- Banking & Finance
- Level
- National
- Type
- Govt
- Application closes
- 14 Jul 2025
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Exam snapshot
Overview
Conducting body
State Bank of India
What you get
Probationary Officer in State Bank of India
Latest content cycle
2025
Application window
24 Jun 2025 → 14 Jul 2025
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Plan with confidence
Complete exam guide
Eligibility, pattern, syllabus, dates and official resources in one structured view.
EligibilityPending verification
Age range
21–30 years
Reference date
2025-04-01
Category relaxation
OBC: 3 · SC: 5 · ST: 5 · Pw BD UR EWS: 10 · Pw BD OBC: 13 · Pw BD SC ST: 15 · Ex Serviceman: 5
Nationality
Indian
Minimum education
Graduation
Streams / subjects
Domicile
Final-year candidates
Yes
Maximum attempts
UR EWS: 4 · UR Pw BD EWS Pw BD OBC OBC Pw BD: 7 · SC ST: Not stated · SC ST note: No restriction stated in the advertisement.
Exam patternPending verification
Qualification pathway
Clear each applicable stage in order
Final selection or admission still depends on the published cutoff or merit list and any applicable counselling, document, medical, preference and vacancy rules.
Selection sequence
- 1
Phase-I Preliminary Examination
RequiredNo sectional cut-off in preliminary examination; category-wise aggregate merit is used for shortlisting approximately ten times the vacancies.
- 2
Phase-II Main Examination
RequiredSectional and aggregate qualifying scores apply; approximately three times the category-wise vacancies are shortlisted for Phase-III.
- 3
Phase-III Psychometric Test, Group Exercise and Interview
Required
Paper and stage details
What each stage contains
Phase-I Preliminary Examination
online objective testQuestions
100
Maximum marks
100
Duration
60 min
Subject distribution
- English Language40 Q
- Quantitative Aptitude30 Q
- Reasoning Ability30 Q
Phase-II Main Examination
online objective and descriptive testQuestions
Not stated
Maximum marks
200
Duration
180 min
Subject distribution
- Reasoning and Computer Aptitude40 Q · 60 marks
- Data Analysis and Interpretation30 Q · 60 marks
- General Awareness / Economy / Banking Knowledge60 Q · 60 marks
- English Language40 Q · 20 marks
Phase-III Psychometric Test, Group Exercise and Interview
assessment and interviewQuestions
Not stated
Maximum marks
100
Duration
Not stated
Preparation strategyPending verification
Start with the system
Your preparation operating plan
Cycle covered: SBI PO 2026-27, Advertisement No. CRPD/PO/2026-27/09 dated 18.06.2026, 1500 vacancies. Every structural fact below is taken from that advertisement.
Internalise this first
Prelims marks do not count toward your rank. The advertisement states plainly that marks obtained in the Preliminary Examination are not added for preparing the final merit list. Phase-I is purely a gate — about 10 times the category-wise vacancies pass through it. Your actual score is built entirely in Mains (normalised to 75) and Phase-III (normalised to 25).
Phase-I: Preliminary Examination — 100 marks, 1 hour
| Section | Questions | Time |
|---|---|---|
| English Language | 40 | 20 min |
| Quantitative Aptitude | 30 | 20 min |
| Reasoning Ability | 30 | 20 min |
100 questions, 100 marks total. Each section has its own timer — you cannot carry unused time forward or return to a section you have finished. There is no sectional cut-off; shortlisting is on category-wise aggregate.
What this rewards is triage. Thirty quant questions in 20 minutes is 40 seconds each; nobody attempts all of them. The candidates who clear comfortably are the ones who scan, take the solvable questions, and skip the rest without ego.
Phase-II: Main Examination — 230 marks, 3 hours 30 minutes
Objective test (200 marks, 170 questions, 3 hours, separately timed sections):
| Test | Section | Questions | Marks | Time |
|---|---|---|---|---|
| I | Reasoning & Computer Aptitude | 40 | 60 | 50 min |
| II | Data Analysis & Interpretation | 30 | 60 | 45 min |
| III | General Awareness / Economy / Banking Knowledge | 60 | 60 | 45 min |
| IV | English Language | 40 | 20 | 40 min |
Descriptive paper (30 marks, 30 minutes, typed on the computer immediately after the objective test): Communication Skills — an Email (1 of 2 options), a Situation Analysis (1 of 2 options), and either Report Writing or Precis Writing (1 of 2 options).
Read the marks column, not the question count. Those official figures mean a Data Analysis question carries 2 marks, a Reasoning question 1.5, a General Awareness question 1, and an English question 0.5. English is 40 questions for 20 marks — the lowest return per minute in the paper — while General Awareness is 60 marks in 45 minutes and requires recall rather than derivation. Candidates who allocate study time by question count systematically over-prepare English and under-prepare DI and GA.
Because the penalty is one-fourth of the marks assigned to that question, a wrong DI answer costs 0.5 marks while a wrong English answer costs 0.125. Calibrate risk section by section rather than applying one guessing rule to the whole paper. A blank answer carries no penalty in either phase.
The sectional cut-off is where strong candidates die
Mains requires a minimum qualifying score in each of Tests I, II, III, IV and the Descriptive paper individually, plus a minimum aggregate qualifying score. A high aggregate with one failed section is a rejection. Two consequences follow:
- You cannot abandon English because it only carries 20 marks. Clear its cut-off, then stop investing.
- The descriptive paper is not a formality — it has its own cut-off. Practise typing emails, reports and precis on a keyboard against the clock. Three pieces in 30 minutes is ten minutes each, including thinking time.
About 3 times the category-wise vacancies are shortlisted for Phase-III.
Phase-III — 50 marks, a quarter of the final score
A Psychometric Test for personality profiling (all questions mandatory; findings are placed before the interview panel), a Group Exercise (20 marks) and a Personal Interview (30 marks). Minimum qualifying marks are decided by the Bank, and you must qualify Phase-II and Phase-III separately.
Because Phase-III normalises to 25 out of 100, a swing in the interview is worth more than a comparable swing in mains. Candidates routinely treat it as an afterthought. Prepare banking and economy current affairs to speak about, not merely to recognise among four options — the GA section and the interview draw on the same material, so this is shared preparation, not extra work.
Final merit
Mains 230 marks normalise to 75; Group Exercise and Interview 50 marks normalise to 25; total 100. Provisional selection is from the top of each category's merit list.
Common failure modes
- Chasing a high prelims score. It buys nothing past the gate.
- Studying by question count rather than marks, inverting the DI/GA/English priority.
- Applying one uniform guessing policy when the penalty scales with the question's marks.
- Leaving the descriptive paper until the week before mains, then failing its sectional cut-off.
- Practising without sectional timers, then discovering on exam day that finished sections cannot be revisited.
- Skipping group-exercise and interview preparation and forfeiting a quarter of the final merit.
Tie-break: where candidates share the same marks at the final cut-off, they are ranked by age in descending order — the older candidate ranks higher.
Editorial study guidance
Adapt this roadmap to your starting level, available hours and optional subject.
Basis: SBI Detailed Advertisement, Recruitment of Probationary Officers, Adv. No. CRPD/PO/2026-27/09
SyllabusPending verification
Showing all 0 topics, across all 11 subjects and 3 chapters.
Prelims English Language
Topics pending official syllabus normalization.
Prelims Quantitative Aptitude
Topics pending official syllabus normalization.
Prelims Reasoning Ability
Topics pending official syllabus normalization.
Mains Reasoning & Computer Aptitude
Topics pending official syllabus normalization.
Mains Data Analysis & Interpretation
Topics pending official syllabus normalization.
Mains General Awareness / Economy/ Banking Knowledge
Topics pending official syllabus normalization.
Mains English Language
Topics pending official syllabus normalization.
Mains Descriptive Paper: Communication Skills
Emails
Situation Analysis
Report Writing or Precis Writing
Psychometric Test
Topics pending official syllabus normalization.
Group Exercise
Topics pending official syllabus normalization.
Personal Interview
Topics pending official syllabus normalization.
Important datesPending verification
2025 cycle
Latest confirmed cycle has concluded
Application Window: 2025-06-24 → 2025-07-14
Next examination date has not yet been published in StudyBddy's verified official record. The date above is historical—not an upcoming deadline.
Full published timeline1 completed · 0 awaiting dates⌄
Application Window
Completed2025-06-24 → 2025-07-14
Historical cycle snapshot
| Cycle Year | Advertisement No | Notification Date | Application Start | Application End | Vacancies | Source |
|---|---|---|---|---|---|---|
| 2026-27 | CRPD/PO/2026-27/09 | 2026-06-18 | 2026-06-18 | 2026-07-08 | 1500 | Open ↗ |
| 2025-26 | CRPD/PO/2025-26/04 | 2025-06-23 | 2025-06-24 | 2025-07-14 | 541 | Open ↗ |
| 2024-25 | CRPD/PO/2024-25/22 | 2024-12-27 | 2024-12-27 | 2025-01-16 | 600 | Open ↗ |
| 2023-24 | CRPD/PO/2023-24/19 | 2023-09-07 | 2023-09-07 | 2023-09-27 | 2000 | Open ↗ |
Job profile & salaryPending verification
Post: Probationary Officer, State Bank of India. Recruitment is conducted by the Central Recruitment & Promotion Department, Corporate Centre, Mumbai.
Vacancies (2026-27 cycle): 1500
| Category | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Regular | 216 | 108 | 390 | 144 | 588 | 1446 |
| Backlog | 18 | 36 | — | — | — | 54 |
| Total | 234 | 144 | 390 | 144 | 588 | 1500 |
PwBD vacancies are horizontal: VI 15, HI 16, LD 14, and 16 under clauses 'd' & 'e' of Section 34(i) of the RPwD Act 2016. The advertisement states these vacancies are provisional and may vary depending on the Bank's actual requirement.
Grade: On joining, selected candidates are designated "Probationary Officers". Those who qualify the assessment are confirmed in the service of the Bank in Junior Management Grade Scale-I (JMGS-I).
Pay, as stated in the notification: The starting basic pay is Rs. 48,480 (plus 4 advance increments) in the scale 48480-2000/7-62480-2340/2-67160-2680/7-85920, applicable to Junior Management Grade Scale-I.
Allowances and benefits: The official is eligible for DA, HRA, CCA, PF, Contributory Pension Fund (NPS), LFC, medical facility and lease rental facility, and other allowances and perquisites as per rules in force from time to time.
Indicative CTC: The advertisement states the approximate CTC at the initial scale of pay at the Mumbai centre is Rs. 21.97 lakh. This is the Bank's own figure for Mumbai specifically and will differ at other centres.
Probation: Probationary Officers may be on probation for two years, subject to continuous assessment as per the Bank's extant policy. Those who qualify the assessment as per standards determined by the Bank are confirmed in JMGS-I. A candidate who fails to achieve the minimum stipulated standards may have their services terminated as per the Bank's policy in force at the time.
Bond: At the time of joining, selected candidates must execute a bond of Rs. 2.00 lakh to serve the Bank for a minimum period of three years. The Bond is invoked by the Bank if the candidate resigns before the expiry of three years from the date of joining.
Before joining: Selected candidates are provided basic banking knowledge through an online course, which they must complete before joining.
Posting and transfer: Selected candidates may be posted anywhere in India. The Bank reserves the right of allotment or transfer of recruited Probationary Officers to any of its Circles or offices in India, or deputation to any associate, subsidiary or other organisation, depending on the exigencies of the service. Requests for allotment, posting or transfer to a specific place or office may not be entertained.
Career path: The advertisement states that the Bank provides opportunities for career growth including postings abroad, and that its promotion policy gives meritorious and exceptionally brilliant officers the opportunity to reach the Top Management Grade in a reasonably quick time.
CutoffsNot published by the authority
SBI does not publish category-wise cut-off marks. This is not a gap in our data — the numbers are not public anywhere. SBI's final-result PDFs are roll-number lists with no marks table (we checked the 2021-22, 2022-23, 2023-24, 2024-25 and 2025-26 results directly), and the "Marks secured by the candidates" pages need a candidate's own roll number and date of birth. Your marks and the cut-off you were measured against are shown inside your own scorecard, to you.
Any site quoting an exact SBI PO cut-off is reconstructing it from candidates comparing scorecards. We will not repeat a number we cannot open a document to check.
What the advertisement does state is how the cut-offs work, which is the part you can actually plan against:
Phase-I, Preliminary — one bar, not four
There is no sectional cut-off in the Preliminary examination. A category-wise merit list is drawn on aggregate marks alone, and roughly ten times the vacancies in each category are shortlisted from the top.
So Prelims rewards total score. A weak section costs you nothing directly — only what it takes off your total.
Phase-II, Main — two bars at once
Main reverses that. You must clear both:
- a sectional minimum in each test, and
- a minimum aggregate qualifying score
Both are "as decided by the Bank", depending on vacancies. Clearing the aggregate while failing one section ends the attempt — which is why Main punishes a neglected section far more than Prelims does.
What actually counts for the final merit list
| Stage | Maximum marks | Normalised to |
|---|---|---|
| Phase-II Main (objective + descriptive) | 230 | 75 |
| Phase-III Group Exercise & Interview | 50 | 25 |
| Final merit | 280 | 100 |
Preliminary marks are not carried into the final merit list. Prelims is a gate, not a score — a strong Prelims buys nothing beyond entry.
Group Exercise (20) and Interview (30) carry their own qualifying minimum, again set by the Bank, and you must qualify Phase-II and Phase-III separately.
If two candidates finish on the same total, the older candidate ranks higher.
Source: SBI PO detailed advertisement, selection criteria on pages 7-8, tie-break on page 12.
Previous-year papersNot loaded
Books & study sourcesNot loaded
Official & trusted free resourcesPending verification
How to applyOfficial link available
Step-by-step instructions are pending content review.
FAQsPending verification
All answers are for the SBI PO 2026-27 cycle, Advertisement No. CRPD/PO/2026-27/09.
What is the age limit?
Not below 21 and not above 30 years as on 01.04.2026 — that is, born not later than 01.04.2005 and not earlier than 02.04.1996, both days inclusive.
What age relaxations apply?
OBC (non-creamy layer) 3 years; SC/ST 5 years; PwBD (UR/EWS) 10 years; PwBD (OBC) 13 years; PwBD (SC/ST) 15 years; Ex-servicemen, including ECOs/SSCOs who have rendered 5 years' military service and been released otherwise than by dismissal or discharge for misconduct, 5 years. Cumulative relaxation is not available, either within these items or in combination with any other. Certificates must be produced at the group exercise/interview stage.
How many attempts do I get?
UR/EWS: 6. UR (PwBD)/EWS (PwBD)/OBC/OBC (PwBD): 9. SC/SC (PwBD)/ST/ST (PwBD): no restriction. Crucially, appearing in the Main Examination counts as a chance; appearing in the Preliminary Examination does not. In years where only one written examination was held, appearing in it counts as a chance. Candidates who have exhausted their permissible chances are not eligible to apply.
What qualification do I need?
Graduation in any discipline from a recognised University, or an equivalent qualification recognised as such by the Central Government, as on 30.09.2026. Medical, Engineering, Chartered Accountant and Cost Accountant qualifications are also eligible.
Can final-year students apply?
Yes, provisionally, on condition that if called for interview they produce proof of having passed the graduation examination on or before 30.09.2026. Integrated Dual Degree holders must have passed on or before the same date. The date of passing is the date appearing on the mark sheet or provisional certificate.
What is the fee?
Rs. 750 for Unreserved/EWS/OBC candidates and nil for SC/ST/PwBD candidates. It is non-refundable and cannot be held in reserve for another examination or selection. Payment is online only, by debit card, credit card, internet banking or UPI; transaction charges are borne by the candidate.
Is there a correction window?
Online registration including editing and modification ran from 18.06.2026 to 08.07.2026. Within that window a saved or partially completed application can be reopened and edited using the registration number and password. Once the application is finally submitted, no change or edit is allowed. No change of category is permitted after registration, and no correspondence on that will be entertained.
Is there negative marking?
Yes, in the objective tests of both the Preliminary and the Main Examination. One-fourth of the marks assigned to a question is deducted for a wrong answer. A question left blank carries no penalty.
Do my prelims marks count toward final selection?
No. Marks obtained in Phase-I are not added to the final merit list. Only Phase-II (230 marks, normalised to 75) and Phase-III (50 marks, normalised to 25) count.
How is a tie at the cut-off resolved?
Where more than one candidate scores the same marks at the cut-off point in the final merit list, they are ranked in the merit according to their age in descending order.
Are there sectional cut-offs?
None in the Preliminary Examination. In the Main Examination a minimum qualifying score must be scored in each of Tests I, II, III, IV and the Descriptive paper individually, plus a minimum aggregate — all decided by the Bank.
I am a PwBD candidate. Can I use a scribe?
Yes, if eligible and if you opted for it in the online application form. Candidates eligible to use a scribe get compensatory time of 20 minutes for every hour of the examination. A candidate's own scribe must hold a qualification one step below the candidate's own. A disability certificate from a competent authority is required, dated on or before the last date of registration.
Is free coaching available?
Yes. The Bank arranges online Pre-Examination Training for SC/ST/OBC/PwBD candidates who opt for it in the application form.
Does a poor credit history disqualify me?
Not for this cycle. The corrigendum dated 01.07.2026 removed the CIBIL clause from the advertisement with immediate effect. The clause still appears in the original advertisement PDF, so the two must be read together.
What if I already work for a government body or PSU?
Candidates serving in Government or Quasi-Government offices, PSUs including nationalised banks and financial institutions should submit a No Objection Certificate from their employer at the time of interview, failing which their candidature may not be considered.
Where are results published?
On the Bank's website at https://sbi.bank.in/web/careers/current-openings. Note that SBI publishes result lists and an individual marks utility, but does not publish category-wise cut-off marks.
Final eligibility and dates are always subject to the latest official notification. Content marked “Pending verification” is not presented as verified advice.